Deposit rates
| Savings (A) | Minimum | APY* |
|---|---|---|
| Regular Shares, Christmas Club, "You Name It" Savings | $100 - 2,499 | 0.50% |
| $2,500 - 9,999 | 0.75% | |
| $10,000 + | 1.00% | |
| Checking (B) | Minimum | APY* |
| Share Checking | $500 - 2,499 | .50% |
| $2,500 - 9,999 | .75% | |
| $10,000 + | 1.00% | |
| Premium Money Market (B) | Minimum | APY* |
| $0 - 2,499 | 0.50% | |
| $2,500 - 9,999 | 1.25% | |
| $10,000 - 24,999 | 1.75% | |
| $25,000 - 49,999 | 1.85% | |
| $50,000 + | 2.00% | |
| IRA Accumulation (A) | Minimum | APY* |
| $100 | 2.00% | |
| Coverdell Education Savings Account (D) | Minimum | APY* |
| $50 | 5.00% | |
Certificate Accounts (C)
| Term Share, Traditional IRA, Roth IRA, and Educational IRA | $2,000 - $49,999 | $50,000 - $89,999 | $90,000 and up |
|---|---|---|---|
| APY* | APY* | APY* | |
| 3 - 5 Months | 2.15% | 2.20% | 2.25% |
| 6 - 11 Months | 2.80% | 2.80% | 3.00% |
| 12 - 23 Months | 3.10% | 3.10% | 3.20% |
| 24 - 35 Months | 3.25% | 3.30% | 3.35% |
| 36 - 47 Months | 3.45% | 3.45% | 3.55% |
| 48 - 59 Months | 3.60% | 3.65% | 3.70% |
| 60 Months | 3.95% | 4.00% | 4.05% |
| Special 18 Month IRA | 3.30% |
IRAs may be transferred from another institution or rolled over from another savings plan.
(A) Dividends are calculated on your daily balance. Dividends will compound quarterly.
(B) Dividends on Share Checking and Premium Money Market Accounts are based on your daily balance, and will compound monthly.
Rates shown for (A) and (B) are anticipated only, since dividends are paid from available earnings declared at the end of the dividend period.
(C) Rates quoted are based on Platinum Rewards. Share Certificates are subject to a penalty for early withdrawal. Rates shown for Certificates are contracted when the account is opened and upon renewal. Certificates are compounded and paid monthly.
(D) For any child up to age 18. Available only with direct deposit to checking account. Contribute up to $50 a month by automatic transfers from checking only. No other types of deposits accepted for this special account. $2,000 annual contribution limit. Withdrawals are tax free for education expenses.
Rates and Terms are subject to change without notice.
*Annual Percentage Rates (APR) and Yields (APY) effective November 7, 2008.
