Check Your Financial Wellness
Financial wellness involves more than getting the best rate on a car loan or saving in a high-yield certificate. It means understanding your total financial picture, identifying your best financial options, and knowing what steps to take if you’re struck by financial difficulties.
We offer a variety of services designed to improve and maintain our members’ financial wellness, including:
Free Credit Review
Most people know what a credit report is. But do they understand what’s in it, how the information is compiled, and most important, what it tells prospective lenders and employers? We give our members a free annual review of their credit report, identifying areas where improvement may be needed.
ClearPoint Credit Counseling Services
Schools Federal Credit Union partners with ClearPoint Credit Counseling Solutions‡ which provides valuable guidance for improving your financial health. This nonprofit consumer financial counseling and educational services agency, was established in 1980 to help consumers identify the source of their financial burdens and make informed financial choices. Their services include budget, credit, housing and bankruptcy counseling.
Youth Savings Programs
It’s never too early to teach kids good savings habits. Kirby Kangaroo®‡ encourages children to save by offering rewards as their balances grow. His web site is filled with games and stories that make learning about money fun.
CU Succeed®‡ gives teens practical financial advice from their peers who have been there and learned from that. It publishes online and print newsletters with articles about balancing a checkbook, buying a first car, examining the fine print on credit card offers and other topics of interest to teens.
Be MoneyWise
Being MoneyWise is more than balancing a checkbook and finding the lowest loan rates. Here are some practical tips and information to help you become a smarter money manager.
