We Lower The Roof On Equity Rates
80% Loan-To-Value
3.99%APR
Six-Month Introductory Rate
80% Loan-To-Value
7.40%APR
Fully Indexed Rate
And Keep A Lid On It!
Most banks tease you with introductory rates, then stick it to you later! We don’t! See below to learn how high rates can climb after the honeymoon is over:
| Maximum APR | |
|---|---|
| Bank of America | 24% |
| Citibank | 18% |
| Wells Fargo | 18% |
| Schools FCU | 14% |
At Schools FCU, you’ll never pay more than 14% APR, no matter how high the Prime Rate climbs.
Payment Adjustments? YOU Say When!
Once again, ignore the Prime Rate. Your payment changes only when you take an advance, and could even decrease, depending on your new balance.
Call a real estate specialist at any branch for more information or to apply.
APRs effective 1/4/08 and subject to change. After six months, introductory rate converts to the then-current variable rate, subject to change as outlined in the loan agreement. Fully indexed rate as of 1/4/08 is 7.40% for 80% LTV. Maximum possible APR is 14% over the life of the loan.
