Rates Effective March 1, 2008 Type APR1 Term
Visa2
  L1 9.90% to 17.00% Fixed n/a
Unsecured - Closed End
  L23 11.90% to 17.90% Fixed up to 60 mos
New or Used Vehicles
Vehicle 80% Variable3 L6 3.99% to 17.00% Variable up to 84 mos
Vehicle 100% Variable3 L10 3.99% to 18.00% Variable up to 84 mos
Vehicle 80% Fixed2   L14 4.99% to 16.99% Fixed up to 84 mos
Vehicle 100% Fixed2 L18 5.49% to 17.99% Fixed up to 84 mos
Recreational Vehicles L19 8.00% to 14.75% Fixed up to 120 mos
Motorcycles L20 9.00% to 15.75% Fixed up to 60 mos
Personal Watercraft L21 10.00% to 16.75% Fixed up to 84 mos
Partially Secured Vehicle
  L22 9.77% to 18.00% Fixed up to 60 mos
Home Equity
80% Loan-To-Value L38 7.75% Fixed 15 or 20 year, due in 5 yrs
Home Equity Line of Credit (HELOC) 3
80% Loan-To-Value L45 3.99% (intro);
6.65% (fully indexed)
15 years
Quick Real Estate Equity
100% Maximum Loan to Value L60 10.50% Fixed 10 years
Real Estate Multi Units
65% Loan to Value L64 10.90% Fixed 12 years
Secured
Share Secured L71 Highest Savings rate + 3.20% up to 60 mos
Certificate Secured L75 Certificate Rate + 3.00% up to 60 mos

1APR (Annual Percentage Rate) subject to change without notice. Individual APRs based on credit score, loan term, loan-to-value (on secured loans).

2Check with one of our Loan Counselors, as Relationship Rewards may apply.

3Six month introductory rate.

The highest rate a Federally chartered credit union can charge is 18.00%.