Loans
Need to borrow? Schools FCU has the best selection and
lowest rates on loans for everything from new and used cars to first
trust deeds.
We offer low-cost
vehicle loans for new and used cars,
trucks, vans and SUVs, as well as boats, RVs, wave runners, and
motorcycles.
Our unsecured
loans include a Visa Credit Card, Bill Buster debt consolidation
and personal loans. We also have real estate
loans which make it easy to put your equity to use, while our
experienced staff and wide range of mortgage options will be a great
help when buying your first or next home.
Student Lending
Schools FCU proudly introduces our Education Resource Center, a new service with student loans and resources to help you apply for scholarships and prepare for exams! We're pleased to offer members expert planning resources and financial products with enough options and flexibility to plan for and finance your higher education.
College
PayWay®
Don't
wait to start this important planning process. With College
PayWay®‡ you can:
- Search among hundreds of scholarships and grants not regularly publicized anywhere.
- Use a personalized education planning tool that helps you find the funding sources that best meet your needs.
- Get state and federal financial aid admission deadlines, required SAT scores and even SAT preparation!
Get started on this
important planning process with College
PayWay‡ today.
Plus, we offer
services designed to increase convenience and security.
Get
A Free Credit Report
See yourself as potential lenders see you! Through
Schools FCU, you can request a free copy of your credit report
each year. A loan officer will go over it with you to help you understand
it better. They’ll identify red flags and make recommendations
for raising your score, such as correcting reporting errors and
closing unused accounts.
An annual review
also protects you against fraud by allowing you to verify that all
accounts on your record are legitimate.
Unlike the
"free" credit report ads you hear on the radio, this is
a no-cost, no-obligation service of your membership in Schools
FCU.
Automatic
Payments
Never miss a payment! Set up regular payments by payroll deduction
or automatic monthly transfers from savings or checking. You won’t
have to do a thing; your payment will be made for you.
Loan
Protection Plans
Our Loan Payment Protection Plans
allow you to safeguard your family against financial hardship through
Credit Life and Credit Disability coverage.
Overdraft
Protection
A little short this week? Make a math error? Protect yourself from bounced
check fees by applying for overdraft protection
from your savings, Money Market or Visa accounts. If you write a check
for more than is in your account, funds will be automatically transferred
in $100 increments, up to your available credit limit, to cover the shortfall.
Overdraft protection is also a handy way to write yourself a loan.
‡By
clicking this link you will be leaving the credit union's web site. The
privacy policies of the third-party web site you are linking to may differ
from the credit union's. The third-party site is not owned or controlled
by the credit union, and we are not responsible for its availability,
content, security, claims, or for information, goods or services obtained
from it. The credit union does not represent either the third party or
the member if the two enter into a transaction.
|
