Vehicle Loans
There’s no better deal on wheels than a Schools FCU vehicle loan — and we have great rates on non-wheeled vehicles too. Visit our Auto Marketplace to discover how easy finding your next vehicle can be.
Auto Loans
We offer variable and fixed rates, with terms up to seven years and 100% financing available.
Refinanced Auto Loans
Like your current vehicle… but hate the loan? Refinance your high-interest bank or dealer loan to get a monthly payment you can live with.
Boat, RV And Motorcycle Loans
We also finance the fun stuff: boats, RVs, wave runners, and motorcycles. Our affordable rates and convenient terms let you relax and play worry-free!
Auto Equity Loan
An Auto Equity Loan secures your purchase with a courtesy lien on your home so your interest may be deductible.
Off Track/Summer Skip Auto Loans
Making 12 monthly payments can be a strain when you only get paid 10 months. Don’t stress! Take a break from payments instead.
Our Off Track/Summer Skip Auto Loan lets you skip payments during the 2-month period when your paycheck is “on vacation.”
- Same low rates as regular auto loans
- Skip two payments of your choice
If you’re a 10-month employee, apply online or call anytime.
Available only for employees on 10-month salary program. On approved credit. Interest continues to accrue during off track/summer skip period. Payments approximately 20% higher than regular loan.
Guaranteed Auto Protection (GAP)
If your car is stolen or totaled, your insurance will probably pay only the actual cash value, which could be far less than your remaining car loan balance. Guaranteed Auto Protection (GAP) covers the difference by paying off your loan, and gives you $1,000 as a head start on a replacement vehicle. For peace of mind, purchase GAP when you finance your next vehicle.
Mechanical Breakdown Insurance (MBI)
Our Mechanical Breakdown Insurance provides the same coverage as a dealer’s extended warranty, but at a fraction of the cost. Your premiums can be financed with your loan.
CarFax Vehicle History Report
A CarFax‡ Vehicle History Report gives you the information you need to make an informed buying decision on a used vehicle, such as if it's been in an accident or had its odometer rolled back. CarFax reports usually cost $14.99 each, but if you finance the vehicle at Schools FCU, we'll reimburse you for the report.
