Personal Loans

Get cash when you need it most with our Personal Loan. A personal loan is an unsecured loan with a fixed monthly payment with no collateral. The opportunities are endless: vacation, holiday cash, wedding, debt consolidation. It's all up to you!

• Maximum loan amount of $15,000
• Flexible terms up to 6 years
• No collateral needed

Everyday Loan

We know unexpected expenses happen! You can get an advance on your next payroll for up to $1,000. And the best part, you have the flexibility to repay the loan for a maximum term of up to 6 months!

Unsecured Loans

Rates current as of and subject to change.
Unsecured Loans
Signature/Debt Consolidation 12 mos 4.78%
  24 mos 5.50%
  36 mos 6.25%
  48 mos 7.50%
  60 mos 8.50%
  72 mos 9.50%
 Personal Line of Credit Revolving 8.90%
 Tuition Loan 12 mos 6.75%
 Student Book Loan 12 mos 7.00%
 Computer Loan 12 mos 1.50% (includes a -1.00% discount for eStatements) 
Everyday Loan 6 mos 28% ($20 processing fee)

Printable Rate Sheet Calculators

Terms and conditions

1Auto loan rates include the following discounts: .25% with direct deposit, .25% with auto pay from a SFCU checking account, .25% if financing ≤ 80% of LTV. Rates listed are the lowest possible rates offered. Actual rate awarded will be based on the borrower's credit qualifications and loan characteristics. Rates are subject to change without notice. All loan rates are subject to change without notice.

2APR=Annual Percentage Rate. All rates subject to change without notice. Individual APRs based on credit score, loan term, loan-to-value (on secured loans).