As a credit union founded by LAUSD employees, we’re ready to help certificated employees affected by the LAUSD/UTLA strike.  We’re ready to work with those experiencing difficulties and will provide financial solutions to suit your needs.

Payroll Assistance 1

Personal-advance loans will be granted based on your NET regular income (after taxes).  You’ll need to provide us with your most recent stub from either December 2018 or January 2019. The proceeds of the loan will be available for disbursement on the first business day of the month in which your pay will be affected.

You’ll have the option to repay the loan via payroll deduction or direct deposit.  If the loan is repaid within 30- days, there will be no finance charges collected (0%  APR for 30 days).  If additional flexibility is needed, you have the option to repay the loan up to 18 monthly payments with a special fixed rate of 3%.

Existing Credit Union Loans 2

Members can request payment waiver(s) on a month-to-month basis for qualified loans (credit card, auto, and personal/signature loans). Additional waivers will be available, if needed.  Mortgage-based loans are not eligible for payment waivers.

Call us at (866) 459-2345 to start the application process.  To expedite processing, please have your income information available.



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Educational Community 

Rates current as of and subject to change.

Link to calculate your monthly loan payments.

Unsecured Loans
Classroom (Certificated) Supply  12 mos 0%
Utility (Classified) 12 mos 0%
Relocation  12 - 36 mos 5.90%
Career Enhancement 12 - 60 mos 5.90%
Teacher's Line of Credit Revolving 5.90% - 10.90%
Payroll Assistance 12 mos 5.25% - 6.60%
Payroll Assistance (2019)* 2 mos - 12 mos 0% - 3%
Computer Loan 12 mos 1.50% (includes a -1.00% discount for eStatements) 

Printable Rate Sheet Calculators