2026-2027 Holiday Payment Deferral

The holidays can get expensive, and a little breathing room can make the season even merrier! With our Holiday Skip a Payment program, you may be able to skip a payment on an eligible auto or Signature/Unsecured Loan and free up some cash for the season.

Here’s how to qualify

  • Have a new or used auto loan or a Signature/Unsecured Loan.
  • Have made six consecutive monthly payments.
  • Have no more than six approved payment deferrals over the life of the loan.
  • Not be currently enrolled in another payment deferral program or have participated in one within the past 12 months, including the Summer Free Auto Loan program.
  • Not be on a 10 month annual payment schedule.
  • Have no legal orders issued within the past 12 months.
  • Have a loan term of at least 12 months.