Platinum VISA Credit Card with Chip Technology!

Our Platinum Visa Credit Card was created with simplicity and savings in mind! We are aware of the many cards that are out there. Many of them offer attractive “points” and lucrative “bonuses.” However, when you read the fine print, you’ll notice the terms, such as the interest rate, will offset any “bonuses” you may have been given. Our card is simple! You get a great rate, and we’ve eliminated many annoying fees that many card issuers charge.

  • Transfer a balance you may have elsewhere at 7.99% APR until March 31, 2025!
  • No balance transfer fees
  • No penalty rates for late or missed payments
  • No late or over-limit fees
  • No annual fee
  • 25-day grace period for purchases
  • Our great rates range from 8.50% – 18% APR* 

Why Pay More Elsewhere?

Transfer your balances from a bank or store credit card(s) to a Schools FCU Platinum Visa credit card. Plus, our low rates save you money on everyday purchases, and over the long run.

Don’t Have Our Visa?

What are you waiting for? Apply online or call (866) 459-2345 or visit our office.

Loan TypeTerm APR*
Platinum VISARevolving 8.50%
Balance Transfer24 months7.99%
Secured Credit CardRevolving18.00%

*Subject to Credit Approval. Promotional rate of 3.99% applies to new purchase and balance transfers done between 10/1/22 – 12/31/22. New purchases and balance transfers made will carry the promotional rate until December 31, 2023. Thereafter, the promotional category will revert to the nominal rate that was originally disclosed at the time of funding, which varies from 8.50% – 18%. Cash-like transactions, such as cash advances, do not qualify for the promotional rate. Enrollment in optional services, such as Debt Protection, has no bearing on whether a loan is approved.