Term Certificates

We offer different terms for our Term Share Certificate (Certificate of Deposits) ranging from 12 months to 60 months. All terms are offered at competitive rates and options are given to increase the dividend being paid based on your balance and relationship with the Credit Union.

Earn higher dividends on a fixed rate and term with a minimum deposit of $500. Terms range between 6 to 60 months.

Term Share, Traditional IRA, Roth IRA, and Educational IRATerm Share, Traditional IRA, Roth IRA, and Educational IRA

TermAPRAPYAPRAPY
$500 - $89,999≥ $90,000
6 Months
2.71%2.74%2.71%2.74%
12
3.25%3.30%3.35%3.40%
183.69%3.75%3.78%3.85%
243.64%3.70%3.88%3.95%
36
3.83%3.90%3.98%4.05%
484.07%4.15%4.17%4.25%
604.27%4.35%4.27%4.35%
Relationship Certificate
(12 months)
3.44%
3.50%
Terms Apply

Your money deserves the most rewarding relationship possible — and that’s what it will get in a Relationship Certificate!

  • 3.5% APY on balances from $5,000 to $100,000
  • 12-month term
  • Additional deposits permitted anytime

To Qualify

Just make Schools Federal Credit Union your first choice for financial services, and move all of your financial accounts to where you get the greatest value: your member-owned credit union. This is all it takes:

  • eStatements
  • $500 in share savings
  • $500 in checking
  • Direct deposit
  • $15,000 in combined loan balances

Certificate Accounts

TermAPRAPYAPRAPY
$500 - $89,999≥ $90,000
6 Months
2.71%2.74%2.71%2.74%
12
3.25%3.30%3.35%3.40%
183.69%3.75%3.78%3.85%
243.64%3.70%3.88%3.95%
36
3.83%3.90%3.98%4.05%
484.07%4.15%4.17%4.25%
604.27%4.35%4.27%4.35%
Relationship Certificate
(12 months)
3.44%
3.50%
Terms Apply