Get cash when you need it most with our Personal Loan. A personal loan has a fixed monthly payment with no collateral. The opportunities are endless: vacation, holiday cash, wedding, debt consolidation. It’s all up to you!
- Maximum loan amount of $15,000
- Flexible terms up to 6 years
- No collateral needed
- No title or deed required
- No early payoff penalty
- No processing fees
When you’re applying for this loan, we’ll need to know:
- How much you need to borrow
- How long you’d like to finance it for, also known as the term
- Your source(s) of income
- If consolidating, we’ll need to know who you’ll be paying off
We know unexpected expenses happen! You can get an advance on your next payroll for up to $1,000. And the best part, you have the flexibility to repay the loan for a maximum term of up to 6 months!
A processing fee of $20 will apply. Applicant must have direct deposit from a qualified source to an SFCU checking account. Maximum loan amount $1,000. Maximum term of 6 months.
|Signature/Debt Consolidation||12 mos||6.78%
|Vacation Loan||36 mos||5.82%|
|Personal Line of Credit||Revolving||8.90%
|Tuition Loan||12 mos||6.75%
|Student Book Loan||12 mos||7.00%
|Computer Loan||12 mos||1.50% (includes 1% discount for eStatements)
|Everyday Loan||6 mos||28% ($20 processing fee)