The holidays are here, which usually means extra spending! But don’t worry, we’ve got you covered. We’ve dropped the interest rate on our credit card to 6.99% APR on all new transactions (excluding cash-like transactions) through December 31, 2025. This offer applies to all cardholders, both new and existing.
Even better? You’ll enjoy that low rate on any unpaid balance until October 1, 2026. After that, your rate will simply return to your regular non-variable rate, which may be as low as 8.50% APR.
Why did we drop the rate? Because we want to help you save this season! We know the holidays can stretch your wallet, and now you’ll have the flexibility to spread out your payments without breaking the bank. Most credit cards charge well over 20% (yikes!), but not ours!
Have a balance elsewhere? Transfer it over! You’ll get the same promotional rate. And unlike many places, we charge no balance transfer fees.
What’s a cash-like transaction? Some merchants may code certain purchases as “cash advances.” If that happens, those won’t qualify for the promotional rate.
So go ahead! Shop, celebrate, and enjoy the season knowing your card is working with you, not against you!
Don’t have our card? Or need to increase the limit on your card? Apply today!