Back to School (or Work)

Oh it was such a nice summer break… But now, it’s time to get back to business. It’s back to school/work time! If you’re a school employee, we know you may run into unexpected expenses as you prepare for the new semester. If you’re a student (especially if you’re a college student), the new semester  is synonymous to even more expenses. Don’t worry, we’ve got you covered!

We’ve got financial resources for you!

As a school employee, we feel you should pay the least amount possible when getting a loan to do your job! Because of this, we’ve eliminated credit-tiers on programs that were created with you in mind. This means that just as long as you have the capacity to repay the loan on a monthly basis, you’ll qualify for the discounted rates advertised below. Keep in mind, automatic payments using your payroll as the source is required.

0% – Classroom Supply Loan for Teachers 

Get your classroom ready for the new semester! Give yourself the needed flexibility by taking advantage of our Classroom Supply Loan.

  • Borrow up to $1,000
  • 0% APR – that’s right, no interest! None!
  • Spread your payments out for 12 months, that’s less than $84 a month

0% – Utility Loan for Classified Employees

Get the gear you need! Need new uniforms? Tools? Gadgets? The Utility Loan was created with classified employees in mind.

  • Borrow up to $1,000
  • 0% APR – that’s right, no interest! None!
  • Spread your payments out for 12 months, that’s less than $84 a month.

1% APR – Technology Loan

We know technology can help our lives be easier. But it can also get expensive. However, we can make things a bit more affordable with our Technology Loan. You can purchase the new computer or device you’ve had your eye on and we’ll provide you with the financial flexibility.

  • Borrow up to $2,500
  • 1% APR
  • 24 month term, you’ll have 2 years to repay the loan thus making your monthly payment affordable!

Direct Deposit from a qualified source is required to qualify for any of the exclusive educational loan products. All loans are subject to credit approval. Calculate your loan payment.

Every new semester can seem daunting especially when you see new financial responsibilities come your way. Have no fear! We’ve thought of different scenarios on how we can help you make things more manageable.

Free College Checking

The account is absolutely free and you have access to all the bells and whistles, including 30,000 surcharge-free ATMs to use nationwide. Plus, you’ll get all the benefits associated with our Advantage Checking absolutely free!

  • FREE, no monthly maintenance fee. None.
  • +5,000 Service Center (branches) nationwide. Need a branch? We’ve got you covered.
  • +30,000 Surcharge-free ATMs. We’ve got more free ATMs than the largest bank (by assets) in the country. So don’t get chased into paying more.
  • FREE Visa Debit Card
  • FREE Mobile/Online Banking
  • FREE Online Bill Pay
  • FREE Pay Anyone (P2P) service
  • FREE A2A (external account) transfers
  • FREE Mobile Deposit
  • AND, all the bells and whistles with the Advantage Checking for FREE!

Get Your Credit Started!

If you’re employed and can demonstrate your ability to manage a credit card and/or loan, we can help jumpstart your credit journey!

  • VISA Credit Card, no annual fee with a promotional rate of 2.99% APR on new transactions until September 30, 2022. Enjoy the rate until September 30, 2023. More Information.
  • Technology Loan, get the computer or device you need with a rate of 1% APR for 24 months. More Information.

Repayment on loan or credit cards are immediate and are not deferred. Please consult with the financial aid office at your campus for options on loans with deferred payment options.