Retirement Accounts


Start saving today for a more secure retirement. Our federally insured Traditional and Roth IRAs are an excellent supplement to your employer’s pension / retirement program. Each offers its own potential tax benefit. Consult your tax professional to determine which IRA is best for your needs.

Roth IRA

Contributions are made with after-tax assets, all transactions within the IRA have no tax impact, and withdrawals are usually tax-free. Named for Senator William V. Roth, Jr.. The Roth IRA was introduced as part of the Taxpayer Relief Act of 1997.

IRA Accumulation

Rates current as of and subject to change.
IRA Accumulation (A)MinimumAPR2APY2
  $100 0.150% 0.150%

Printable Rate Sheet View Fee Schedule Calculators

Terms and conditions

*Annual Percentage Rates (APR) and Yields (APY) effective April 25, 2016. Rates and Terms are subject to change without notice.

IRAs may be transferred from another institution or rolled over from another savings plan. (A) Dividends are calculated on your daily balance. Dividends will compound quarterly. (B) Dividends on Share Checking and Premium Money Market Accounts are based on your daily balance, and will compound monthly. Rates shown for (A) and (B) are anticipated only, since dividends are paid from available earnings declared at the end of the dividend period. (C) For any child up to age 18. Available only with direct deposit to checking account. Contribute up to $50 a month by automatic transfers from checking only. No other types of deposits accepted for this special account. $2,000 annual contribution limit. Withdrawals are tax free for education expenses.