Term Certificates

We offer different terms for our Term Share Certificate (Certificate of Deposits) ranging from 12 months to 60 months. All terms are offered at competitive rates and options are given to increase the dividend being paid based on your balance and relationship with the Credit Union.

View Fee Schedule

Certificate Accounts

Rates current as ofand subject to change.
Term Share, Traditional IRA, Roth IRA, and Educational IRATerm Share, Traditional IRA, Roth IRA, and Educational IRA$2,000-$49,000$50,000-$89,000$90,000and up
APR*APY*APR*APY*APR*APY*
 12 - 23 Months0.20%0.20%0.32%0.32%0.399%0.40%
24 - 35 Months0.30%0.30%0.33%0.33%0.499%0.50%
36 - 47 Months0.399%0.40%0.529%0.53%0.797%0.80%
48 - 59 Months0.60%0.602%0.728%0.73%0.995%1.00%
60 Months0.75%0.752%0.926%0.93%1.292%1.30%
Special Relationship Certificate (12 months)2.472% 2.50%    
Special 18 Month IRA0.449% 0.45%    

Printable Rate Sheet Calculators


APY (Annual Percentage Yield) effective 7/1/11 and subject to change. Minimum opening certificate balance is $5,000, up to a maximum balance of $50,000. Additional deposits permitted during term up to $50,000 maximum. Available for members meeting stated account requirements. Relationship Certificates cannot be used for Individual Retirement Accounts. Early withdrawals are subject to normal penalties. This offer is subject to cancellation at anytime. Other discounts, including Relationship Rewards, cannot be combined with this offer. If at any time all of the minimum requirements/balances are not met, funds in the Relationship Certificate will be transferred to Regular Shares at the current APY for Regular Share accounts.