Visa Credit Card

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Platinum VISA Credit Card with Chip Technology!

You probably receive several credit card offers a week — so why choose a Schools FCU VISA Credit Card? Because our card is a genuine bargain, with no traps hidden in the fine print.

  • Intro rate for 12 months as low as 5.90% APR
  • No penalty rates for late or missed payments
  • No exorbitant late or over-limit fees
  • No annual fee
  • 25-day grace period for purchases
  • Our great rates range from 8.5% to 18% APR*

Why Pay More Elsewhere?

Transfer your balances from bank or store credit cards to a Schools FCU Platinum Visa credit card.
Plus, our low rates save you money on everyday purchases and over the long run; while other cards’ one-day shopping discounts and introductory rates sound great, their regular rates are no bargain.

Don’t Have Our Visa?

What are you waiting for? Apply online or call (866) 459-2345 or visit our office.

Security For Online Shopping

Verified by Visa protects you against fraudulent use of your card. Enroll your card today!

Visa Card Rates

Rates current as of and subject to change.
Loan Type1TermAPR2
Fixed Rate VISA Revolving 8.50% - 18.00%
Share Secured VISA (Fixed Rate) Revolving 12.90%

Printable Rate Sheet Calculators

Terms and conditions

1Auto loan rates include the following discounts: .25% with direct deposit, .25% with auto pay from a SFCU checking account, .25% if financing ≤ 80% of LTV. Rates listed are the lowest possible rates offered. Actual rate awarded will be based on the borrower's credit qualifications and loan characteristics. Rates are subject to change without notice. All loan rates are subject to change without notice.

2APR=Annual Percentage Rate. All rates subject to change without notice. Individual APRs based on credit score, loan term, loan-to-value (on secured loans).

Apply for a Loan View our Rates Apply for Membership

*APR = Annual Percentage Rate. Promotional rates apply to first twelve (12) months on new credit card accounts. After promotion, Regular APR of 8.5% - 18% APR will apply. 5.90% APR is valid on all purchases and balance transfers and must be completed within 90 days of account opening. Offers apply to Visa Classic credit card. Not valid on existing SFCU credit cards. Actual rate subject to credit approval. Rates are subject to change without notice. No balance transfer fee on new accounts on balance transfers completed within 90 days of account opening; otherwise, a 3% balance transfer fee applies. Cash advance fee of 2% applies. Balance transfers cannot exceed available credit limit. Good credit required. Balance transfer is via cash advance.