Mechanical Breakdown Protection

In most circumstances, your vehicle is worth a lot less the second you drive it off the lot. Protect the investment made in your vehicle with MBP.

What is MBP?

Mechanical Breakdown Protection, or “MBP”, also known as a Vehicle Service Contract or Extended Warranty, is automobile protection that extends beyond the manufacturer’s factory warranty and covers repairs of unexpected mechanical or electrical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of a failure, including labor, subject to any applicable deductible. You will also have additional benefits such as 24/7 roadside assistance and rental vehicle reimbursement.

Why you need MBP

Did you know that one in three vehicles experience a mechanical failure in a given year? The typical warranty owner will make several claims during the life of their agreement. Should your vehicle experience a failure after the manufacturer’s warranty expires, without MBP, you will have no protection from the unexpected repair costs that can cost thousands of dollars.

Vehicles today are growing extremely complex and contain high-tech sensors, electronics and computers that frequently suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it’s these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, associated repair costs rise dramatically.

MBP Disclosure: Your purchase of MBP is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for MBP. This information will include a copy of the MBP agreement which will contain the terms and conditions of the MBP warranty. There are eligibility requirements, conditions, and exclusions to the MBP program. You should carefully read your MBP agreement for a full explanation of the benefits, rules, terms, and conditions of the program.