Member News

Special 5.99% APR Summer Rate On Our Platinum Visa

According to Bankrate.com, the average credit card rate is now more than 22%. Yikes! We’ve got your back with our Platinum Visa Credit Card now only 5.99% APR*. This special rate is good on summer fun, purchases and balance transfers through September 30, 2024. And, those balances stay at 5.99% until September of 2025.

Remember, our card has ZERO balance transfer fees, so it’s easy to get rid of costly balances you may have on bank or department store cards.

*Transaction must post between 6/3/2024 – 9/30/2024. Promotional rate will apply to unpaid balance until 9/30/2025. Unpaid balance will revert to normal rate, which ranges from 8.5% – 18% as disclosed on agreement. Cash-advances and cash-like transactions do not qualify for promotional rate.


Love Hurts When It’s A Scam

Never assume anyone you meet online is who they say they are. Each year, scammers cost lovelorn Americans more than a Billion dollars, and that’s just the romance scams actually reported!

No matter how confident people are when it comes to online relationships, scammers — often using scripts — are experts at gaining a total stranger’s trust. Schemes are so effective and profitable that scammers can be patient even if it takes years to gain your trust.

Of course, once they captivate a victim, the “emergencies” begin. Online scammers manipulate even the most savvy, so learn how scammers do it and beware.

Haven’t Met Your Love In Person?

  • NEVER send money, credit card, bank details, nor reveal ID such as your driver license or passport.
  • NEVER transfer money for anyone else at their request. It’s money laundering and being involved is a criminal offense. That’s how this victim also got in trouble with the FBI.

Electrify Your Drive And Your Savings

Going electric pays off big — saving you time, money, and fuel. To help you go green, we’ve extended auto loans up to 96 months. In addition to possible tax credits and/or discounts up to $7,500 – $15,000** on qualifying EVs, you’ll enjoy:

• Up to 60% fuel savings
• 40 to 60% savings on maintenance • Zero emissions
• Quick and fun to drive

*Minimum loan of $40,000 required for a 96-month term. All loans subject to approval. Additional services such as Dept Protection, GAP, and MBP are optional. Enrollment in these services does not determine loan approval. Enrollment in these services does not determine loan approval. **Varies based on make, model, and available incentives. Visit edmunds.com/electric-car/tax-credits-rebates-incentives for details.


We’ve Got Your Back During Summer Break And Every Day

Get financial flexibility and borrow up to $1,000 at ZERO interest. Spread your payments out for up to 12-months.*

Get new tech! Borrow up to $2,500 to update your tech at an interest rate of 1%, with flexible payments for up to 24 months.*

Get a head start on next summer with Summer Safeguard Savings. This account pays a scorching 6.60% APY.** Just setup direct deposit or payroll deduction from a qualified school district, such as LAUSD, and set aside up to $2,000 per month and earn a sizzling 6.60% APY.

*Variable rate and can change and anytime without notice. **Direct deposit or payroll deductions from a qualified source is required.


Visa Debit Card With New Functionality Coming Soon

Newly issued cards now have tap-to-pay capabilities, and will soon also be ready for use with your digital wallet. Watch for details.


Our Annual Meeting A Success

We had a blast at Knott’s Berry Farm celebrating our 84th birthday, and serving members since 1939. In addition to a great time, three incumbents were re-elected to serve. Congratulations to Yoshi FongDr. Gayle Ball-Parker, and Dr. Antoine Hawkins.


Protect your investment

Purchasing a vehicle can be a huge investment, costing tens of thousands of dollars. So, it makes sense to protect your investment. We’ve got you covered for less. Please note these are optional protections and do not affect loan approval.

Mechanical Breakdown Protection — Our MBP provides the same coverage as a dealer’s extended warranty, but at a fraction of the cost! Your premiums can be financed with your loan.

Guaranteed Auto Protection — If your car is stolen or totaled, your insurance will probably pay only the actual cash value, which could be much less than your loan balance. GAP pays off your loan, and gives you $1,000 towards a replacement vehicle.

Debt Protection — This coverage protects if the unexpected happens, such as disability, terminal illness, hospitalization, family medical leave, death, or involuntary unemployment. Ask about available Debt Protection options at the time of funding.