Unsecured Loans - Schools Federal Credit Union

Unsecured Loans	Term	APR*
Signature/Debt Consolidation	12 mos	6.78%
	24 mos	7.50%
	7.50%	8.25%
	48 mos	9.50%
	60 mos	10.50%
	72 mos	11.50%
Vacation Loan	36 mos	5.82%
Personal Line of Credit	Revolving	8.90%
Tuition Loan	12 mos	6.75%
Student Book Loan	12 mos	7.00%
Computer Loan	12 mos	1.50% (includes 1% discount for eStatements)
Everyday Loan	6 mos	28% ($20 processing fee)

¹APR=Annual Percentage Rate. All rates subject to change without notice. Individual APRs based on credit score, loan term, loan-to-value (on secured loans).

Secured

Secured	Term	APR*
Share Secured	up to 60 mos	highest savings rate + 3.00%
Certificate Secured	Certificate Maturity	certificate rate + 3.00%

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¹Auto loan rates include the following discounts: .25% with direct deposit, .25% with auto pay from a SFCU checking account, .25% if financing ≤ 80% of LTV. Rates listed are the lowest possible rates offered. Actual rate awarded will be based on the borrower’s credit qualifications and loan characteristics. Rates are subject to change without notice. All loan rates are subject to change without notice.

²APR=Annual Percentage Rate. All rates subject to change without notice. Individual APRs based on credit score, loan term, loan-to-value (on secured loans).