The holidays are all about joy, giving, and maybe even a little extra spending! So why not give yourself the gift that keeps on giving: A Simply Better Auto Loan!
When you move your loan to us, you’ll enjoy a great rate and the option to skip your payments for the next 90 days. That means no payments until after the holidays! More room in your budget for presents, celebrations, and maybe that holiday getaway.
Getting started is easy! Just tell us who you’re paying and what kind of car you have—we’ll crunch the numbers and show you how much you could save. Come January, you’ll be driving into 2026 with a better loan and a happier wallet!
Important note: The refinanced rate cannot be below our floor rate. As of October 29, 2025, our floor rate is 4.69% APR for terms up to 72 months.