BILL BUSTER! consolidate. simplify. save.

It’s a plane! It’s a train! NO.  It’s BILL BUSTER! 

We’re here to help you save and squeeze your bills into one simple payment.  If you’re one of the many juggling different bills, our Bill Buster Loan may be the perfect solution. Don’t make another payment to a high-interest credit card or a personal (cash) loan you may have elsewhere. Let us calculate a new simplified monthly payment with a fixed rate which can help you SAVE!

  • Flexible terms for as long as 72 months
  • Borrow up to $ 30,000
  • Affordable fixed payments
  • No application or transfer fees
  • Fixed-rate
Unsecured LoansTerm APR*
Signature/Debt Consolidation 12 mos 8.49%
24 mos 9.30%
36 mos10.05%
48 mos 11.30%
60 mos 12.30%
72 mos 13.30%
Personal Line of Credit Revolving 9.90%
Tuition Loan 12 mos 6.75%
Student Book Loan 12 mos 7.00%
Technology/Computer24 mos 1.00% (includes 1.5% discount for eStatements)
Everyday Loan 6 mos 28% ($20 processing fee)

*Annual Percentage Rate (APR). All loans subject to approval. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. Rate ranges 6.78%–18% APR (Annual Percentage Rate) with terms up to 72 months. Rate and program are subject to change without notice.  Not all applicants will qualify.  All Maximum unsecured balance: $30,000. Monthly payment per $1,000 for 12-month term at 6.78% APR: $86.43; $10,000 borrowed for 72-month term at 9.50% APR: $182.78.Protection coverages, such as GAP, MBP, and Debt Protection are optional and not guaranteed by Schools FCU. These programs are not insured nor guaranteed by the NCUA. Your approval is not subject to the enrollment of any of the optional coverages. Click here for additional payment examples.