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A checking isn’t just a “checking account”. It’s really your primary tool in managing your day-to-day banking needs. Many financial institutions use this account fee driven channel to generate income. Not us! We offer customized options to suit your financial needs.

  • FREE VISA® Debit Card with fraud detection
  • FREE Bill Pay
  • FREE eBanking and Mobile Banking
  • FREE Mobile Deposit
  • FREE Nationwide Access to +30,000 CO-OP ATMs
  • Access to +5,000 Branches (CO-OP Service Centers)

Free Interest Checking

FREE Interest Checking Account
Not only is this account FREE, we pay you dividends (interest) based on your balance!

Checking Rates

Rates current as of and subject to change.
Checking (B)MinimumAPR*APY*
Interest Checking $500-2,499 0.000% 0.000%
$2,500-9,999 0.050% 0.050%
$10,000 0.100% 0.100%

Printable Rate Sheet View Fee Schedule

Terms and conditions

*Annual Percentage Rates (APR) and Yields (APY) effective April 25, 2016. Rates and Terms are subject to change without notice.

IRAs may be transferred from another institution or rolled over from another savings plan. (A) Dividends are calculated on your daily balance. Dividends will compound quarterly. (B) Dividends on Share Checking and Premium Money Market Accounts are based on your daily balance, and will compound monthly. Rates shown for (A) and (B) are anticipated only, since dividends are paid from available earnings declared at the end of the dividend period. (C) For any child up to age 18. Available only with direct deposit to checking account. Contribute up to $50 a month by automatic transfers from checking only. No other types of deposits accepted for this special account. $2,000 annual contribution limit. Withdrawals are tax free for education expenses.